Is buying a new home a goal for you in 2020? Are you not sure where to start? Most future home buyers start their search online 18 months before they actually write a contract on their new home. In the meantime, they get as much information as they can from Google, Zillow, Realtor.com, etc. Here are a few things I think most home buyers don’t realize when they are starting to look.
- When you start the search for your new home, you will want to first hire a Realtor®. A Realtor® who represents a buyer is also known as a Buyer’s Agent. As the buyer, you can utilize the services and knowledge of a Realtor® without any fees. This is so important to understand and utilize because the seller pays our commission. A Buyer’s Agent can help you buy ANY home!! I service any area in the Richmond and Tri-Cities market. If you are outside of these areas, I’d be happy to find you a reliable and educated Realtor® in the area you are looking for.
- After you choose your Realtor®, it is then very important to speak with a lender where they can qualify you. This allows you to understand how much you can afford and what your monthly payment might look like. You must be qualified prior to submitting an offer so getting this step done early helps you have everything in line when it comes to that time. I have several recommendations on lenders if you need one!
- Once you have spoken with a Realtor® and a Lender, you are ready to start looking at homes. We can make a list of homes you like and schedule a time to view them.
So why might having a Buyer’s Agent be important?
Having a Buyer’s Agent is more than just being able to spit out information about homes. My obligation as a Buyer’s Agent to you is to protect you throughout the process of buying your biggest investment. I am well versed in the contracts and will help you interpret the information. I will help you with the negotiations of contract terms, the home inspection and negotiated repairs, the appraisal, the financing, and so much more. Without a Buyer’s Agent you then take it upon yourself to know and understand each segment of the contract and home buying process with little to no experience.
If you have any questions or if you’re in the beginning stages of looking for a home, please don’t hesitate to contact me.